RETIRE ON TESLARETIREMENT PLANNING · SCENARIOS, NOT FORECASTS
What could your shares support?
Start with the life you want to fund. See how the plan holds up when Tesla performs differently.
SPENDING COVERAGE
Your plan, under this outcome
Enter your shares and stock price to start. The other fields contain editable examples.
Remaining Tesla portfolio
Toggle lines below the chart to compare outcomes. The scale adjusts to the visible lines; your calculations stay the same.
Hover or tap the plot, or use the year slider, to inspect visible balances.
The chart compares growth assumptions using the same holdings, timeline, spending, income, taxes and downside test. All balances follow each year's withdrawal.
How sensitive is your plan?
How much could I spend?
—Annual total spending in today's dollars, including other income, that this selected path can fund through your ending age. Preserves your minimum ending balance in today’s dollars. A mathematical ceiling with no additional safety margin.
What return would my plan require?
—Constant annual growth, without a downside shock. This is a threshold, not a forecast.
COMPARE DECISIONS
Keep a scenario. Try a change.
Save up to three plans in this browser. Saved plans include the stock price and all assumptions, so differences are visible.
Annual spending & share balance
Nominal dollars. Shortfall measures after-tax spending the plan could not fund. Shares and portfolio values are after withdrawals.
| Year / age | Share price | Spending | Other income | Shares sold | Tax | Net from Tesla | Shortfall | Shares left | Balance |
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Know someone planning around Tesla?
Share the calculator. Your holdings, saved plans and financial inputs are not included.
READ THE ASSUMPTIONS
Accurate arithmetic. Uncertain outcomes.
How the calculation works
Each row represents one full year at the displayed age. From next year, the stock price changes by your growth assumption. A selected retirement shock applies before that year's withdrawal—even if retirement starts now.
Spending and other income grow with inflation from today. The portfolio funds the difference after estimated tax. Sales stop at the shares available; unmet spending is reported as a shortfall. Growth after retirement continues on the remaining shares.
What this does and does not model
Included: Tesla holdings, recurring retirement income, spending, inflation, simplified sale taxes and the selected downside path. No contributions, dividends, fees, cash reserves, diversification, income start-date changes or tax-loss benefits are included.
There is no success probability: these paths have no assigned likelihood. One stock can lose all its value. A plan working under a scenario does not make it safe or predict what will happen.
Your data and comparisons
Calculations run in your browser. Save stores scenario settings on this device until you remove them or clear browser data. Saved scenarios from earlier calendar years are not loaded into the new horizon. Legacy analyst-based scenarios are not converted.
Price data comes from the site's published price sheet and may be delayed. You can enter a price yourself. Every comparison uses the displayed price; saved plans retain their original price.
Educational scenario planning, not financial, investment or tax advice. This site is not affiliated with Tesla. Check assumptions with a qualified adviser before relying on a retirement plan.